We search rates among 240 lenders
Mortgage Disclosures

Mortgage Rates

OUR ACCOMPLISHMENTS

240+

Number of Lenders

11217+

(Avg. 5.0) Google Reviews

1750+

Loan officers

Licensed states

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 240 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

Oscar was great to work with. He helped us through every step of the process and made sure we understood our options.
Bev S on May 8, 2025, 6:04 PM

Juan Risi was a phenomenal loan officer
M on May 8, 2025, 3:06 PM

As a Realtor in Kansas City, my son decided to buy his first home recently. He lives in Phoenix so we reached to to our preferred agent who suggested Loan Factory for Aaron. Most important thing that a lender can do is to close on time. Aaron was actually able to close one day ahead of time giving relief for all parties involved. Thanks for helping, Aaron buy his first home!
Julie Horseman on May 8, 2025, 2:35 PM

Very good service. Eddie and Jason are great!!
Mr HM on May 8, 2025, 1:39 PM

Jason and Eddie are awesome. Both helped me a lot with my first home. Very quick and knowledgeable.
Cult 90 on May 8, 2025, 1:34 PM

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