We search rates among 233 lenders
Mortgage Disclosures

Mortgage Rates

OUR ACCOMPLISHMENTS

233+

Number of Lenders

20115+

(Avg. 5.0) Google Reviews

2542+

Loan officers

Licensed states

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 233 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

My first time buying a home and I had the best experiences from start to finish. The staff are very helpful and informative. I will definitely return for my next home purchase. Thank you Loan Factory!
Mike Santos on Jul 16, 2026, 2:19 PM

Great experience and awesome rates. Team is really hard working and they helped me close on a short notice. Ann and Steve were phenomenal.
Puru on Jul 16, 2026, 1:57 PM

Pattrick, Ashish and the team did a great job in making our process easy and smooth. Took no time to complete the loan process.
Santosh Adhikari on Jul 16, 2026, 7:54 AM

Working with Ann Do at Loan Factory made buying our home a breeze! As first-time buyers, we had lots of questions. She answered every text and call quickly, kept us calm, and closed our loan on time with zero stress. We could not ask for a better guide. Me and my wife Rosalinda, appreciate every effort and time that they gave to us. 👏👏👏
James Ballesteros on Jul 15, 2026, 11:56 PM

Thanks you Bao Nguyen and Sophie Pham, you guys are really enthusiastic, answer all the questions that I asked and helped me a lot.
Thảo Phạm on Jul 15, 2026, 10:27 PM

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