We search rates among 34 lenders
Mortgage Disclosures

Mortgage Rates

Our Accomplishments



$11.2+ billion

In Closed Loans

Why are our rates so low?

  • 1. We work with dozens of the top wholesale lenders and shop their rates in real time, finding an amazing rate for you.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than banks. We know if we give you an amazing deal, you will send us lots of referrals.

How We Stack Up

Loan Factory Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes Rarely
Immediate notification of any market rate movements Sometimes
Comprehensive rates comparisons across all lenders Sometimes

Our Client Testimonials

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