Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Thursday, September 28 2023 at 9:50 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.75% (APR=6.762%) | 7.375% (APR=7.598%) |
| Points / Credits | $250 | $6,898 |
| Payment | $1,297 | $1,381 |
| Saving over 30 years | $36,888 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Thursday, September 28 2023 at 9:50 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.75% (APR=6.762%) | 7.625% (APR=7.74%) |
| Points / Credits | $375 | $2,853 |
| Payment | $1,946 | $2,123 |
| Saving over 30 years | $66,335 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Thursday, September 28 2023 at 9:50 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.875% (APR=6.9%) | 7.5% (APR=7.717%) |
| Points / Credits | $375 | $1,125 |
| Payment | $985 | $1,049 |
| Saving over 30 years | $23,790 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Thursday, September 28 2023 at 9:50 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 7% (APR=7%) | 8% (APR=8.253%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,331 | $1,468 |
| Saving over 30 years | $51,046 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Thursday, September 28 2023 at 9:51 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 7% (APR=7%) | 7.35% (APR=7.706%) |
| Points / Credits | $0 | $4,169 |
| Payment | $2,329 | $2,411 |
| Saving over 30 years | $33,689 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Thursday, September 28 2023 at 9:51 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 7% (APR=7%) | 7.25% (APR=7.476%) |
| Points / Credits | $0 | $3,200 |
| Payment | $1,064 | $1,091 |
| Saving over 30 years | $12,920 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)